The ability to utilize a peer-to-peer payment platform without reliance on a personal cellular telephone identifier centers around alternative methods of account verification and access. These methods frequently involve the use of email addresses or, in some cases, linked social media profiles as primary identifiers. Instead of confirming transactions or logging in via a text message sent to a mobile device, users authenticate through email verification or established login credentials.
Circumventing the need for a direct phone number provides enhanced privacy for some users. It reduces the potential for mobile number-based tracking and associated data collection. Historically, the connection of financial accounts to personal phone numbers has raised concerns regarding data security vulnerabilities and potential exposure to unwanted communications. This alternative access method broadens platform accessibility to individuals who may not possess or prefer to use a personal cell phone for financial transactions.