Receiving a citation for using a mobile device while driving can lead to increased premiums on one’s auto insurance policy. This consequence stems from the classification of such infractions as moving violations, signaling risky behavior behind the wheel. For example, a driver caught texting and driving may see their insurance rates increase upon policy renewal.
The potential impact on insurance rates highlights the significance of adhering to traffic laws and avoiding distractions while operating a vehicle. The financial implications associated with a conviction related to mobile device usage serve as a deterrent, encouraging safer driving practices. Historically, insurance companies have adjusted premiums based on an individual’s driving record, reflecting the increased risk associated with traffic violations.